Full Timer Insurance for Older RV's.....

Okay, we're full-timers in a '79 Winnebago and almost NO ONE offers personal property / homeowners insurance for it.

Best we found was through Good Sam but only one out of their 5 companies will even insure such an old rig.

NOTE - THIS IS NOT FOR VEHICLE INSURANCE - this is for all of our personal stuff  - IN the rig.  Usually considered "renters insurance".

We already have business insurance and liability on the rig and trailer and business property.

Does anyone have any luck with property insurance in their RV's?

Views: 2918

Tags: full, full-timers, insurance, property, timers


You need to be a member of Good Old RVs to add comments!

Join Good Old RVs

Comment by Dale and Lynne Park on December 16, 2013 at 5:47pm

Just answered a survey about this on Tin Can Tourists a week or so ago.  It seems that Hagerty - they insure classic cars and such - are considering offering full coverage insurance to folks with vintage RVs.  They are gathering information via the surveys.  It would certainly involve an inspection and pre-arranged "value" of your rig and they also mentioned covering personal belongings.  We used to have some classic cars insured with them and they seem quite reputable.  We would certainly be interested, I will try to keep up with the situation.

Comment by Lakota Wolf on November 19, 2013 at 9:01pm

Federal law standarizes an RV as just that,  recreational purpose. Allstate insures for occupency for up to six months at a time, covering the rig and its contents. But under a federal law, which some states abide to while others don't, an RV is Not a permenant residence, (plus its concidered MOBILE and not fixed.).

Insurance compaines call RV's high risk, due to the fact they are Mobile, and are not built to same specs as a home or apartment. They are also high risk due to smaller living area and very little time given to exit if a fire erupts. I use a home address for my RV insurance including insurance on extra possesions (which can include a storage unit rental).



  •         How To Links 

-Search Good Old RV's

-Start a New Group 

-Roof Repair Photos & Products

-Repair an RV Roof

-Pick Roof Sealer   

-Understanding RV Electrical Systems 

-Get RV Insurance   

-What to Look For When Buying a Used RV

-Jack Installs Fuel Injection in his Dodge 



 Artist Roads                                              



If you love classic and vintage RVs then come Join us. Come on in and have some fun. JOIN HERE NOW


1973 Scamper Class C electrical question 1 Reply

Started by Ken Vanderburg in RV Repair & Maintence. Last reply by Jimco_W001 Mar 29.

Starcraft Ceiling Repair

Started by Donald Morgenroth in RV Repair & Maintence Mar 18.

Replacing controller ,? And inverter 1 Reply

Started by Dave King in Vintage & Classic RV Restoration & Purchase. Last reply by Rick Cornell Apr 27, 2023.



  • Add Videos
  • View All


If you love classic and vintage RVs then come Join us.

 Come on in and have some fun.      

 Dedicated to a simpler, more rewarding and fun way of life in a Good Old RV... 

Vintage Travel Trailers, Vintage Campers, Camper Restoration, Bus Conversions, Vintage RV Forums, Old RVs, Tiny Homes, Boondocking

A work of art by member Paige Bridges


 Disclaimer - Please Read it

Enjoy this site and use it totally at your own risk.

By using or viewing this site YOU agree to Hold Harmless anyone associated with it including other members. Also, YOU agree that YOU are solely responsible for ANY and ALL actions, results or damages. Members "opinions" are just that and any repair or alteration comments or recommendations are by folks who are not licensed repair  or mechanical professionals. Any repairs or modifications you do totally at YOUR OWN RISK. Use licensed professionals for all work to avoid possible serious injury or damage. Use  banks for purchases.  Have fun!

Copywrite & Trade Mark Registered GoodOldRV© ,GoodOldRVs©, GoodOldRVs.com©,GoodOldRVs.net©,GoodOldRV.Com©

© 2024   Created by Jimco_W001.   Powered by

Badges  |  Report an Issue  |  Terms of Service